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Reading: National Savings Schemes Rates Cut: Sarwa Islamic Term Account Down by 1.22%
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Pakistan National Savings rates July 28, 2025
PhotoNews Pakistan > Business > National Savings Schemes Rates Cut: Sarwa Islamic Term Account Down by 1.22%
Business

National Savings Schemes Rates Cut: Sarwa Islamic Term Account Down by 1.22%

Web Desk
By Web Desk Published September 14, 2024 1 Min Read
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Govt slashes returns on national savings schemes. Photo Credits: The Current
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The government has declared a decrease in the returns of various National Savings Schemes, suggesting potential changes in the forthcoming monetary policy.

The profit rate on the Sarwa Islamic Term Account has decreased by 1.22% to 16.36%. Following a 1% cut, the Sarwa Islamic Savings Account yields an 18% return.

Rates of profit on National Savings Schemes have been revised

Regular Income Certificate (RIC): 14.52%, -12bps
Special Saving Certificates (SSC): 15.50%, -30bps
Special Saving Accounts (SSA): 15.50%, -30bps
Short Term Savings Certificates (STSC): 17.22%, -68bps
Sarwa Islamic… pic.twitter.com/FGH2RYxMbD

— Arif Habib Limited (@ArifHabibLtd) September 13, 2024

Additionally, short-term savings certificates have seen a reduction of 0.68%, bringing the rate to 17.2%. Special Savings Certificates and Special Savings Accounts have also experienced a modest decline of 0.3%, with the rate adjusting to 15.5%.

Moreover, the Regular Income Certificate’s return has decreased by 12 basis points, currently at 14.52%.

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